2026
Design System

m.Bank System

Community & BaaS
m.Bank System shown on a web credit card dashboard and two phones, accounts and rewards
Account opening

Opening an account, built for review.

Individual and joint accounts, from identity and residency through review, ending with an account that's funded, confirmed and ready to use.

Account opening journey in five steps: account type, basic information, residency, SSN or ITIN, and review
THE CHALLENGE

Customers feel every seam.

Many banks assemble digital banking from separate vendors. Online banking, card, mortgage and rewards each arrive with their own screens, so customers see four products instead of one bank, and every seam is a place they hesitate, call or give up. m.Bank System puts one design system across every journey. Shared components, patterns and content connect each product, so a new one looks and behaves like the bank customers already know.

Everyday banking & Insight

Everyday money and the whole financial picture.

Balances, activity and linked accounts share one structure, with net worth and debt a tap away.

Everyday banking and Insight: an accounts screen with the cash on hand panel, credit card module and a linked debt account shown in detail
What's inside
  • Sign-in
  • Onboarding
  • Banking
  • Insight
  • Credit card
  • Mortgage
  • Rewards
  • Community
  • And more

Mapped by the team that leads digital experience for our banking clients, so you start from the consumer journeys a bank needs to launch, not a blank page.

Credit card

A card experience, not just a card.

Payments, autopay, statements and card controls, on mobile and the web.

Credit card on web and mobile, with the payment review and autopay dialogs shown in detail
THE PROCESS

Designed to sit on top of your core.

m.Bank System is design, not software. It doesn't replace your core or your digital banking platform. It gives your build team, or your provider, a finished experience to implement. New charters and fintech partners can build it as their own front end on core and middleware APIs, banks can adapt it within what their digital banking provider supports, and acquisition pages carry it onto the website platform already in place.

One system, every journey.

Your product, marketing and technology teams work from one source, with components, content patterns and journey designs that stay consistent as you add products.

Components, states and tokens your team can build on.

Color, type, components, navigation and loading patterns, built to take your brand. We help evaluate the core and the vendors, then direct the partners who build it.

Mortgage

Big decisions. Considered steps.

A sectioned application with progress saved along the way, from loan and property to income and assets.

Mortgage application checklist with five sections: loan and property, purchase details, personal information, address history, and income and assets
THE SOLUTION

Built for when things go wrong.

Customers judge a bank by what happens off the happy path. m.Bank System designs those moments too, from denials and manual review to expired codes, failed data loads and address checks.

Four designed exception states: not eligible, further review, linking in progress, and try again
Rewards & community

Rewards customers can see, close to home.

Points, referrals and local partners make the relationship visible, with clear rules on when points can be used.

Rewards and community: points, referral, member map, local events and nearby partners
THE SOLUTION

Start with depth. Make it your own.

License the full system or the journeys you need. We adapt brand, content and patterns to your institution, then support implementation alongside your team or your technology partners.

Screens use sample data. Balances, rates, rewards and marketing copy are illustrative.
Get Started

See m.Bank System in detail.

Walk through the journeys with the team that designed them.