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My AI Journey

A banking executive's year inside the AI shift: agentic systems, the primacy of clean data, the art of the prompt, and an honest account of what still goes wrong.

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Risk & Compliance

In the Media

Exiting Relationships: Ten Steps to a Successful Client Exit Strategy

Where existing client relationships fall outside your selection strategy, it may be time to exit them. A ten-step approach by Dr. Kathleen Gowin, published in ACAMS Today.

Digital & AI

In the Media

Financial Institutions Must Embrace Digital

Stephen Curry on why financial institutions must embrace digital strategies built around a consumer-friendly platform.

General

Article

Surviving the Shadow: My Journey with Cancer and the Power, and Importance, of Early Detection

Stage 3B Hodgkin's lymphoma at 22, in 1984, when there were no records of long-term survival at that stage. A first-person case for early detection and for taking ownership of your own diagnosis.

Risk & Compliance

Article

Model Risk Management: What It Is and Why It Matters

Model Risk Management (MRM) is a systematic process used by financial institutions (FIs) to govern, evaluate, and mitigate risks related to the utilization of mathematical models and quantitative techniques in their operations, particularly in the context of internal controls and governance for financial operations. These procedures are designed to reduce risks stemming from models and ensure their effective management. Initially considered necessary mainly for large banks employing data-driven forecasting models, this expectation now extends to smaller and midsize banks as well. Errors in spreadsheets and the data supporting them have become commonplace, especially given the advanced data modeling required for portfolio management and asset-liability management, which are both heavily reliant on data and models.

Regulatory & Remediation

White Paper

Affiliate Restrictions Considerations for Non-Banks Converting to, or Acquiring, a Bank

Regulation W caps affiliate lending at 10 percent of capital and requires arm's-length pricing on payments, derivatives, and asset transfers. What a non-bank needs to understand before acquiring a charter.

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