Insights, organized by the work.

This Month at Endurance #37

Firm newsletter on the FDIC cease-and-desist order against Evolve Bank and what it means for open banking programs.

Risk & Compliance

2024 Regulatory Intensity

Why the bank failures of 2023 set up a year of intense examination in 2024, and where regulators will focus, from stress testing and third-party risk to strategy and M&A.

This Month at Endurance #43

Firm newsletter on technology, politics, and Marc Andreessen's comments on using technology to drive societal progress.

This Month at Endurance #41

Firm newsletter outlining expected U.S. administration policy positions and their implications for business.

This Month at Endurance #38

Firm newsletter on the joint regulatory statement on bank-fintech arrangements and third-party oversight.

Operations & Conversions

Banking-as-a-Service Under Scrutiny: Balancing Innovation and Risk

How banks should balance fintech innovation against partner risk as banking-as-a-service draws regulatory scrutiny.

This Month at Endurance #40

Firm newsletter on First National Bank of Central Texas completing an ERM implementation led by Endurance Advisory.

M&A & Corporate Finance

White Paper

IPO Pros and Cons

Part one of three. An IPO suits a bank more often than a mortgage company, a large cap more often than a small cap. The trade-offs most advisors will not counsel against.

Regulatory & Remediation

The CRE Storm: Proactive Measures Amidst the Growing Crisis

How rising rates and remote work are stressing commercial real estate, and what banks can do before distress spreads.

M&A & Corporate Finance

White Paper

IPO Valuation

Part three of three. How bankers actually set the number: trading and transaction comparables, the 10 to 15 percent IPO discount, and why the order book decides it.

M&A & Corporate Finance

White Paper

IPO Process

Part two of three. Four to six months from drafting to pricing day, plus when a direct listing or SPAC beats a traditional offering. Updated for the 2025 market.

Regulatory & Remediation