Banking - Regulatory
GOVERNOR BOWMAN ON BANK REGULATION
As Bowman is now expected to be the FRB Head of Supervision, her recent speeches provide insight into the significant regulatory changes under the Trump Administration.
Read ArticleTRUMP SET TO NAME BOWMAN AS FED'S TOP BANK COP
If confirmed, Bowman will face a tough road in loosening restrictions on the largest banks because the majority of the Fed board was appointed by Biden.
Read ArticlePATHWARD CEO: REGULATORY SCRUTINY OF BAAS 'JUST GETTING STARTED'
Regulators will keep BaaS under the microscope, continuing to put pressure on the space and contributing to fewer banks in the space.
Read ArticleSCOTT'S REPUTATIONAL RISK LEGISLATION RECEIVES WIDESPREAD SUPPORT
Chairman Tim Scott introduced legislation to eliminate reputational risk as a component of regulatory supervision. The bill has received support from a wide range of stakeholders.
Read ArticleEconomy and Capital Markets
DALIO: THE U.S. GOVERNMENT'S DEBT PROBLEM WILL LEAD TO 'SHOCKING DEVELOPMENTS'
Bridgewater Associates founder Ray Dalio speaks about the consequences of what he calls a "severe" supply-demand problem that the U.S. government is facing concerning its debt.
Watch VideoUS DEFICIT HITS RECORD $1.1 TRILLION IN FIRST 5 MONTHS OF 2025
In February the US government spent a staggering $603 billion, a 6% increase from the $567 billion a year ago.
Read Article2025 BANKING AND CAPITAL MARKETS OUTLOOK
As the banking industry adapts to a low-growth, lower-rate environment, banks can reinforce their foundation for sustainable growth with ingenuity and discipline.
Read ArticleBanking - Commercial Real Estate
COMMERCIAL REAL ESTATE LOAN DELINQUENCIES REACCELERATE AS LOAN GROWTH SLOWS
Overdue commercial real estate loans ticked up further as acute stress in the office sector continues to work its way through bank portfolios.
Read ArticleBanking - Technology
6 DIGITAL BANKING TRENDS FOR 2025
To stay competitive, banks must adapt and embrace emerging industry trends. This will require being more inquisitive and innovative as the adoption of AI and cloud technologies continues to expand.
Read ArticleBOFA EYES PERSONALIZATION, SPEEDIER ONBOARDING FOR BUSINESS CLIENTS
The team behind Bank of America's digital banking platform for businesses is concentrating on hastening onboarding and increasing personalization to sharpen client experience.
Read ArticleBANK TECHNOLOGY RACES TO KEEP PACE WITH SPEED OF TODAY'S BUSINESS
Financial institutions are recognizing that technology strategy and business strategy can no longer be separated.
Read ArticleBNY MAKES $10M INSTANT PAYMENT; LARGEST IN US HISTORY
The $10 million payment was made by BNY and transmitted over The Clearing House's RTP network, one day after the RTP's transaction limit increased from $1 million to $10 million.
Read ArticleBanking - Artificial Intelligence
IBM STUDY: GEN AI WILL ELEVATE FINANCIAL PERFORMANCE OF BANKS IN 2025
The report shares insights from analysis of industry C-suite leader sentiment, bank customer behavior and economic data from eight major markets.
Read ArticleBanking - Crypto
CRYPTO REGULATION HUB
Crypto asset legislation is on the horizon. Congress is increasingly focusing on crypto legislation covering regulatory frameworks for all crypto assets and certain classes like stablecoins.
Read ArticleOCC SHIFTS GEARS ON CRYPTO
The OCC issued guidance affirming that national banks can engage in certain cryptocurrency-related activities, rescinding a Biden-era requirement for supervisory non-objection.
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