Article by Endurance
MY AI JOURNEY BY STEPHEN CURRY
I delved into AI this year, eager to learn how it is being utilized in financial services. Through engaging discussions, insightful forums, and practical experiences, I have observed AI's profound impact on many aspects of our industry.
Read ArticleArtificial Intelligence
COULD AI EVER BE AN EARLY-STAGE VC? IT'S ALREADY REPLACING THEIR ASSOCIATES.
As AI tools get increasingly sophisticated at assessing markets, modeling financials and sourcing new customers, the value of the human venture investor — especially the junior analyst and principal — is rapidly diminishing.
Read ArticleAI IN COMMERCIAL BANKING: TRANSFORMING PAYMENT PROCESSING AND BEYOND
Generative artificial intelligence and agentic AI present a paradigm shift in how banks can approach payment routing. Banks that embed gen AI and agentic AI into their core operations will unlock innovative growth engines.
Read ArticleDigital Currency
MODERNIZING THE U.S. DOLLAR FOR THE FUTURE OF DIGITAL NETWORKS
Currently, the U.S. dollar network is peerless. Yet, the technology on which the global dollar network operates is quickly approaching obsolescence.
Read ArticleCURRENCY.COM CEO: GEOPOLITICAL UNCERTAINTY DRIVES GLOBAL DEMAND FOR STABLECOINS
As global trade reels from ongoing disruptions, businesses and institutions are being forced to reimagine how value moves across borders.
Watch VideoFintech
REPORT: FDIC RAMPS UP FINTECH SCRUTINY
The FDIC reportedly has begun more closely tracking FinTechs that partner with banks, aiming to spot potential problems before they affect the banks.
Read ArticleONE YEAR AFTER SYNAPSE, HOW MUCH HAVE WE REALLY LEARNED?
Despite shifts at the CFPB and potential rollback of key enforcement actions, regulatory fragmentation could increase compliance burden on banks and FinTechs. One year post-Synapse bankruptcy, we may not have learned as much as we should have.
Watch VideoRegulatory
CFPB RESCINDS 67 PIECES OF GUIDANCE
The 67 rescinded items include guidance regarding fair lending, overdraft fees, buy now, pay later firms, earned wage access programs and more.
Read ArticleSENATE VOTES TO OVERTURN OCC BAN ON EXPEDITED MERGER REVIEW
The Senate voted to overturn a September 2024 rule from the OCC that would end expedited merger reviews.
Read ArticleBOWMAN'S PAST REMARKS SIGNAL 'TAILORED' BANK SUPERVISION PRIORITIES AT THE FED
Bowman has advocated for "regulatory tailoring," a shift from the movement after Silicon Valley Bank's failure where regulators proposed substantial increases in bank capital requirements.
Read ArticleCommercial Real Estate
DISTRESSED REAL ESTATE DEBT COULD SPARK ANOTHER REGIONAL BANKING CRISIS
Former Treasury Secretary Lawrence Summers said there is now a one in two chance of a recession this year. Others are even more pessimistic. [Subscription Required]
Read ArticleCapital Markets
BANKS' UNREALIZED LOSSES INCREASE AGAIN
FDIC data shows that the banking sector is currently holding almost $500 billion in unrealized losses on investment securities.
Read ArticleWHO CONTROLS BOND YIELDS?
While there may be a Fed Put, the stock market historically does much better when bond investors, rather than the Fed, control yields. [Subscription Required]
Read ArticleMergers & Acquisitions
BIG BANK M&A POISED TO RETURN
A number of large banks are likely interested in once again pursuing transactions if the regulatory environment shifts as expected.
Read ArticleBANK M&A DEAL TRACKER: 2 LARGEST DEALS OF 2025 ANNOUNCED IN APRIL
Nine US bank deals totaling $2.92 billion were announced in April, marking the highest monthly total by aggregate deal value since December 2021.
Read ArticleCITIZENS STATE BANK TO JOIN CADENCE BANK AFTER MERGER
Cadence Bank has announced the signing of a merger agreement with Industry Bancshares, Inc., the bank holding company for Citizens State Bank.
Read ArticleIPO
TRAVILLIAN NEXT: THE LARGEST BANK IPO SINCE 2017: SPOTLIGHT ON NORTHPOINTE BANK
Chuck Williams shares how Northpointe Bank pulled off the largest bank IPO in nearly eight years, navigated pandemic-era uncertainty, and continues to grow by staying true to client relationships.
Watch VideoTechnology
TECH IN BANKING 2025: TRANSFORMATION STARTS WITH SMARTER TECH INVESTMENT
Technology is one of the most powerful levers for financial institutions to build competitive advantage. Yet, banks frequently miss out on capturing potential opportunities.
Read ArticleCommercial Banking
CORPORATES PRESSURE BANKS TO ACCELERATE INSTANT PAYMENTS ADOPTION
Nearly all banks — 99% — report pressure to adopt instant payments coming from their client base.
Read ArticleFLAGSTAR PLANS TO HIRE 80 TO 90 MORE COMMERCIAL BANKERS THIS YEAR
With new hires in Flagstar's commercial banking business, executives said C&I loan balances should start increasing in the second quarter.
Read ArticleCoporate Finance Trends
THE GROWING ROLE OF PRIVATE CREDIT, THE OUTLOOK FOR CORPORATE FINANCE
Presentation by Apollo Chief Economist on the growing role of private credit and the outlook for corporate finance.
Read ArticleGeopolitics
THE ECONOMIC 'STORM' WILL GET WORSE: IS THE U.S. HEADED FOR A RADICAL RESET?
George Friedman discusses the growing crisis in Europe, America's process of necessary reinvention, and why central banks are stockpiling gold.
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